Find the right loan
for your situation

Conventional loans are not backed by a government agency and typically offer flexible terms for buyers with solid credit.

• Down payments as low as 3%
• Available in 15, 20, and 30-year fixed or ARM
• No mortgage insurance with 20%+ down
• Higher loan limits than FHA

Backed by the Federal Housing Administration, FHA loans are designed to make homeownership accessible to more Americans.

• Down payment as low as 3.5%
• Credit scores as low as 580 accepted
• Competitive interest rates
• Gift funds allowed for down payment

VA loans are an exclusive benefit for eligible veterans, active-duty service members, and surviving spouses — backed by the U.S. Department of Veterans Affairs.

• Zero down payment required
• No private mortgage insurance (PMI)
• Competitive interest rates
• Flexible credit guidelines

USDA loans are backed by the U.S. Department of Agriculture and offer 100% financing for eligible rural and suburban properties.

• Zero down payment
• Below-market interest rates
• Lower mortgage insurance than FHA
• Flexible income requirements

Jumbo loans exceed conforming loan limits set by Fannie Mae and Freddie Mac, providing financing for luxury and high-value properties.

• Loan amounts above $766,550
• Fixed and adjustable-rate options
• Competitive rates for qualified borrowers
• Primary, vacation, and investment properties

Refinancing allows you to replace your existing mortgage with a new one — often at a lower rate or to access your home's equity.

• Rate & term refinance to lower monthly payments
• Cash-out refinance to access equity
• Streamline refinance options for FHA/VA
• Remove PMI once you reach 20% equity